Our goal is to organize and simplify your financial life.

Decisions about money can be stressful, especially if you're unsure about the path you're on.

Together, we try to make your retirement planning easy to understand and provide actionable advice for all of your money-related questions.

When searching for a financial advisor, you have many options.

Here is what differentiates us:
 

We're a multi-generational team
 

  • Did you know that more than one-third of advisors are expected to retire in the next 10 years? 1
     
  • You won't have to worry about us retiring before you do! We plan to be your advisor for the rest of your life. 
     
  • We also understand the importance of family. We're always honored to work with the children (and grandchildren) of our clients. 

We have industry-leading credentials with experience in both bull and bear markets
 

  • With the combination of CFP® and CFA® designations, we have expertise in structuring portfolios aimed at meeting your specific goals.
     
  • Many advisors claim expertise, but you'd be surprised at how many outsource your money to people they've never met.

We combine old-school service with modern technology
 

  • We deeply value our client relationships and aim to deliver white-glove, personalized service. 
     
  • As our client, you also get personalized financial planning software, real-time access to our calendars, and risk management tools - all at your fingertips.

We've been independent since 1991
 

  • We aren't controlled by some regional manager in an ivory tower and don't have any sales quotas. 
     
  • For our advisory clients, we are fiduciaries. This means we are legally bound to put your interests ahead of our own.
     
  • Being independent means YOU are the boss. We answer to you, and only you.



Schedule a discovery meeting!

 

You Should Also Know More About Our Team's Credentials


With the highly-regarded pairing of CFP® and CFA® designations, we believe are uniquely qualified to manage your financial life.

This means we can build your customized financial plan, AND construct a carefully designed investment portfolio tailored for your goals.

Lastly, given our background and expertise, we don't outsource the management of your retirement assets to people we've never met. This means you won't pay another layer of fees for 3rd-party asset managers to invest the bulk of your money.

 

At Glownia Financial Group, we work to ensure we are qualified to meet your needs.


Specifically, our staff holds the following credentials:
 

  • FINRA licenses held with LPL Financial: FINRA SERIES 3,7,24,63,65, 66
    • James Glownia – FINRA Series 3,7,24,63,65
    • Rob Glownia – FINRA Series 7,66, 24
    • Tyler Finney – FINRA Series 7, 66
    • David Grisanti - FINRA Series 7, 24, 63
       
  • Certifications and Designations:
    • James Glownia – Certified Fund Specialist (CFS)
    • Rob Glownia – Chartered Financial Analyst (CFA®) and Certified Financial Planner (CFP®)
    • Tyler Finney – Certified Financial Planner (CFP®) and holds his certificate in Investment Performance Measurement (CIPM®)


Did you know there are more than 100 different financial advisor certifications and designations?


It can be overwhelming to understand the differences and not all are created equally. You can learn more about our credentials from the 3rd party links below:
 

 

More About the Rigorous CFP® and CFA® Designations Below:

 


WHAT TO EXPECT WHEN WORKING WITH A CFP® PROFESSIONAL

When you work with a CFP® professional, you are the focus of the financial planning relationship and your needs drive the financial planner's recommendations. CFP® professionals follow certain standards - called Financial Planning Practice Standards - when providing financial planning. 

This broad-based approach to financial advice distinguishes financial planning professionals from other professional advisors who typically focus on only one area of a person's financial life.


Why You Should Choose a CFP Professional


WHY ARE THE CFP® CERTIFICATION REQUIREMENTS IMPORTANT?

Most people think all financial planners are “certified,” but this isn’t true. Just about anyone can use the title “financial planner.” CFP Board benefits the public by independently certifying financial planners. Although CFP Board does not guarantee our work, CFP® professionals like the ones at Glownia Financial Group have met rigorous qualifications for financial planning. 

As part of this certification, our CFP® professionals commit to high ethical standards. What’s more, our CFP® professionals had to acquire several years of experience related to delivering financial planning services to clients and pass the comprehensive CFP® Certification Exam before using the CFP® professional designation.


CFP® CERTIFICATION REQUIREMENTS

CFP® professionals must develop their theoretical and practical financial planning knowledge by completing a comprehensive course of study at a college or university offering a financial planning curriculum approved by CFP Board.

Other options for satisfying the education component include submitting a transcript review or previous financial planning-related coursework to CFP Board for review and credit, or showing the attainment of certain professional designations or academic degrees.


EXAMINATION

CFP® professional must pass a comprehensive one-day, 6-hour CFP® Certification Examination that tests their ability to apply financial planning knowledge in an integrated format.

Based on regular research of what planners do, the exam covers the financial planning process, tax planning, employee benefits and retirement planning, estate planning, investment management and insurance.


EXPERIENCE

CFP® professionals must have three years' minimum experience in the financial planning process prior to earning the right to use the CFP® certification marks. This hands on experience guarantees that CFP® professionals have practical financial planning knowledge, so you can count on them to help you create a realistic financial plan that fits your individual needs.


ETHICS

When it comes to ethics and professional responsibility, Certified Financial Planner professionals are held to the highest of standards. CFP Board's Code of Ethics outlines CFP® professionals' obligations to uphold principles of integrity, objectivity, competence, fairness, confidentiality, professionalism and diligence. And the Rules of Conduct require CFP® professionals to put your interests above their own and to provide their financial planning services as a "fiduciary" - acting in the best interest of their financial planning clients. CFP® professionals are subject to CFP Board sanctions if they violate these standards.

 

We believe financial planning and actionable advice is the core service we provide to our clients.


However, our clients realize a sound "financial plan" is worthless without careful implementation and monitoring of their investment portfolio.


At Glownia Financial Group, we have differentiated expertise in building risk-managed investment portfolios tailored specifically to your cash flow needs.

 

 

 

WHAT IS A CFA® CHARTER?

A Chartered Financial Analyst (CFA®) charter is a designation earned by those who have completed the CFA® Program and completed acceptable work experience requirements. The CFA® charter demonstrates expertise and real-world skills in investment analysis. The CFA curriculum encompasses the areas of accounting, economics, ethics, asset allocation, portfolio management and security analysis.


CFA® REQUIREMENTS

The CFA® Institute awards the Chartered Financial Analyst (CFA®) designation to individuals that complete the 3-year CFA® curriculum and pass three 6-hour exams.



EXPERIENCE

CFA® Charterholders must have four years of qualified, professional work experience prior to earning the right to use the CFA® marks. Additionally, candidates must possess a Bachelor's Degree from an accredited institution.


ETHICS

When it comes to ethics and professional responsibility, Chartered Financial Analysts are held to the highest of standards. Charterholders are also obligated to adhere annually to a strict Code of Ethics and Standards governing their professional conduct. Ethics are at the center of the CFA® Institutes' mission which is to "promote the integrity and viability of the global capital markets for the ultimate benefit of society."


ENFORCEMENT

To protect the integrity of CFA® Institute membership, designations, and exam programs, CFA® Institute upholds the Code and Standards, all exam rules and regulations, and the CFA® Institute Bylaws through the Professional Conduct Program. Members annually commit to uphold the Code and Standards, completing a Professional Conduct Statement as part of their membership renewal process, and disclosing any potential violations of the Code and Standards.

 

BOTTOM LINE


Unfortunately, there are relatively low barriers to entry for someone to call themself a financial advisor. 

Our team at Glownia Financial Group is different and we continuously strive to stay ahead of the curve in terms of our education, product offering, and technology.
 

After your complimentary discovery meeting, we're confident you'll notice the difference, too! 
 

Schedule a meeting!. 

 

 

 

1. https://www.nasdaq.com/articles/more-than-third-of-advisors-plan-to-retire-over-next-decade